Re: Education loan
As for High Court judgement stated above, bank will take more than 6 months to operationalise at branch level after RBI sends communication to banks. RBI will wait for appeal period also.
All banks are having details of educational loans on their websites. Hence websites should be perused for criteria etc.
Since private bank may be charging more or their terms may not be suitable to you, you should approach public sector bank and branch to which your village is allotted under lead bank scheme. This info can be had from gram panchayat or talati or lead bank of your area or even from South Indian Bank branch of your village.
It takes each of us to make difference for all of us.