Reimbusement of Cooperative Group Housing Society claim of the spouse of a central government employee

[GOURI]

My wife is a teacher of KENDRIYA VIDYALAYA SANGATHAN . AFTER MY RETIREMENT FROM A NATIONALISED BANK MY WIFE INCLUDED MY NAME AS A COBENIFICIARY TO C.G.H.SCHEME, I DO NOT RECEIVE ANY MEDICAL BENIFIT FROM MY BANK AFTER RETIREMENT EXCEPT BEING A MEMBER OF A GROUP MEDICLAIM INSURANCE SCHEME SPONSORED BY THE BANK ALONG WITBAJAJ INSURANCE CO LTD , THE BENIFIT FROM THIS SCHEME IS DERIVED ONLY AFTER I AM HOSPITALISED. I HAD TO RECENTLY UNDERGO SEVERAR CARDIAC TESTS LIKE ECHO-DOPLER,STRESS TEST WHICH WERE EXPENSIVE , HOWEVER THE SCHOO AUTHORITIES ARE NOT PAYING THE BILLS ON THE GROUND THAT I HAVE MEDICAL COVERAGE FROM THE BANK AS A PART OF THE PREMIUM OF THE POLICY IS BEING BORNE BY THE BANK.THEY ARE NOT ACCEPTING THE FACT THAT THE NEDICLAIM POLICY COMES INTO EFFECT ONLY AFTER HOSPITALISATION, PLEASE POST ME THE RELEVENT RULES AND CLARIFICATIONS,

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[sandeepbaheti]

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