I fully agree with you; but one cannot have solutions to all the problems. However there could be solution to the problems faced by migrant labourer or POOR people also though inability to avail the banking facilities for POOR becoming a grave problem appears little paradox. Migrant labourers are defenitly facing problem of safe custody of their accumulatted savings. I think the Post Office can defenitely help them by modifying their procedures suiting migrant labourers. There is no escape for such labourers from getting their Voter's identity card. Government has given them more than adequate opportunity to obtain this card. If they are too lazy to obtain this there isno choice. Anyway, I am sorry for discussing such subjects in
RTI forum.