Complaint to IRDA by using RTI

**SUDIP.SAHA** · 10-09-2011, 06:04 PM

I am posting this seeking for your help and guide of community members. For last six months my family is going through financial crisis and harrasment due to LIC.In December 2007 my mother invested 3.5 lakhs in a ULIP Policy through a agent who is my cousin in single premium mode.But the agent by commiting forgery invested the money in regular premium mode and tactfully captured all the policy bonds.After 3 years locking period we discover the misdeed and it's already created huge financial loss as the policies become foreclosed and LIC deduct points every year by the name of various charges.We move to LIC to resolve this grievance upto vigilance level but they remain silent.I registered my complaint to igms.irda.gov.in then LIC told us they will resolve the complaint within 15 days as mentioned in the IRDA website. But they donot resolve my complaints in the stipulated time and I escalate the complaint to IRDA for further action. But 3 months have been passed and my complaint statues remain in 'escalatad' and there is no action either LIC or IRDA.Will The use of RTI to IRDA become helpful to resolve my complaint? Please help me and guide me forum members and administators.

**jatin Sharma** · 10-09-2011, 07:09 PM

Sponsorer

RTI is helpful in this case. Now with copy of supporting docs Ask PIO, IRDA about whatever you can ask against your complaint. Following is a example of RTI application.Use it. Still if you need help, do come back after drafting. Forum members will help you out.
FORM-“A” (See rule 3)
Application under “Right To Information Act-2005)”
To,
PIO/CPIO
________________
________________
________________
________________
From (Indian Citizen)
________________
________________
________________
________________

RTI/__________ /______________ Dated :- _______
Sub : Requesting for information under section 6(1) of the
Right To Information Act-2005
Information Required :-
Concerned Deptt :- __________________________________________________
Subject Matter of information :-_______________________________________
Period for which information required :- _____________
Details of information required :-

1. ______________________________________________________________________
2. ______________________________________________________________________
3. ______________________________________________________________________
4. ______________________________________________________________________
5. ______________________________________________________________________

The above information may kindly be furnished within the time period of 30 days as provided in Sec 7 of RTI Act 2005.I am enclosing Indian Postal Order No ______________ for Rs 10 drawn in favour of GSO1,RTI Fund,rest will be paid after receiving information and intimation by you.

If any of the information sought above doesnot pertain to you.Kindly,forward it,under intimation to me,to the respective department/PIO under Sec 6(3) of the RTI Act-05

Date :

Place :- New Delhi Signature of the Applicant

Name :- ______________
IMPORTANT NOTES
(1) Every copy of the information should be duly attested/certified by authorized Offr/PIO.
(2) It is submitted that the answer/information is required by post.

Encl:- (1) Application Fees of Rs 10/- by the way of IPO No _____________ dated _______
(2) Photocopy of Voter ID/Pan Card is submitted.

**jps50** · 10-09-2011, 10:39 PM

Please file RTI application with CPIO of LIC and also IRDA by referring:

Long pending ? :
http://www.rtiindia.org/forum/blogs/...ding-govt.html

Central Govt application:
http://www.rtiindia.org/forum/blogs/...govt-info.html

Make effective:
http://www.rtiindia.org/forum/blogs/...effective.html

Just also explore if you are within time limit for filing complaint with Insurance Ombudsman by visiting IRDA website