╨╧рб▒с>■  &(■   %                                                                                                                                                                                                                                                                                                                                                                                                                                                ье┴7 Ё┐╡ bjbjUU "7|7|╡      l╪╪╪╪╪╪╪ь╢╢╢╢ ┬ ь;╢┌┌┌┌┌┌┌┌║╝╝╝╝╝╝$ё jр╪┌┌┌┌┌р·╪╪┌┌ї···┌╪┌╪┌║·┌║·└·║╪╪║┌╬ `ц`0╔ь╩╢Ё ║║ 0;║{·{║·ьь╪╪╪╪┘BIFR and EPF Sometimes it so happens that the establishment in which an individual is working becomes sick and is brought under the Bureau of Industrial Finance and Reconstruction (BIFR). In those circumstances the employees may not get their pay also. The accumulated EPF amount, that is, the employeesТ contribution, as well as the default amount is to be paid by the establishment. But ironically, since the establishment is sick it may fail to do so. As long as this amount is not deposited to the EPF authorities, the EPF authorities cannot credit these amounts to the individual accounts of the subscribers. Thus the EPF account of the individual remains incomplete. The final settlement can be made only after the establishment pays up. This can happen only after the Operating Agency approved by the BIFR implements the revival package. This takes substantial time. That is how there is delay in settlement of EPF accounts in these cases. If it is decided to liquidate the company, the position will be much worse. The full amount due may not be realized from the establishment and consequently the EPF account will not get the full amount credited. But there are also possibilities that the EPF organization takes penal action and dispose of the assets of the establishment for realizing the EPF dues. In that case the EPF dues of employees may be credited fully. But this process also takes time as the procedure for attaching the property as well as disposing it through public auction etc takes a very long time. Frequently, in respect of the establishments under BIFR, the employees may find it difficult to forward the application for withdrawal or settlement of the EPF amount through the employer for various reasons. In such cases, the employee can send the claim in the prescribed form directly to the Regional Provident Fund commissioner concerned. He shall get it attested by the employer through his own channel.  ╡ · 5Б>*\Б ┬├ЮЯ  ╡ ¤°ЎЎЎЎЎЎЎ$a$ ╡ ¤ 1Рh░╨/ ░р=!░"░#Ра$Ра%░ i8@ё 8 NormalCJ_HaJmH sH tH <A@Є б< Default Paragraph Font.>@Є. Title$a$ 5Б>*\Б╡     ┬├ЮЯ╖Ш0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0АА╡ ╡ ╡ м│╖╖   Nakkeeran MC:\WINDOWS\Application Data\Microsoft\Word\AutoRecovery save of Document1.asd Nakkeeran C:\My Documents\BIFR and EPF.doc Nakkeeran C:\My Documents\BIFR and EPF.doc Nakkeeran C:\My Documents\BIFR and EPF.doc @А┤┤╖d┤╡@@  Unknown            GРЗ: Times New Roman5РАSymbol3&Р З: Arial"ёИЁ╨h +╩▀М╩ж[ !Ёа┤┤ББr0╬2ГЁ   BIFR and EPF Nakkeeran Nakkeeran ■  рЕЯЄ∙OhлС+'│┘0xРШ░╝╨▄ш°  4 @ LX`hpф BIFR and EPFoIFR Nakkeeran FakkakkNormala Nakkeeran F3kkMicrosoft Word 9.0@╓~@ц-T╡&╔@6├╚`0╔[■  ╒═╒Ь.УЧ+,∙о0Ї hp|ДМФ Ьдм┤ ╝ ╒ф a ╬а  BIFR and EPF Title ■   ■   ■    !"#$■   ¤   '■   ■   ■                                                                                                                                                                                                                                                                                                                                                           Root Entry         └FаD$ц`0╔)А1Table             WordDocument        "SummaryInformation(    DocumentSummaryInformation8            CompObj    jObjectPool            аD$ц`0╔аD$ц`0╔            ■                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           ■       └FMicrosoft Word Document MSWordDocWord.Document.8Ї9▓q