Don't ever be in a state of despair. That will only cloud your thinking. There are lots of people here ready to help you out and point the right way, eventhough you might have considered the situation hopeless. Remember there is always light at the end of every tunnel.
I am of the opinion that UTI bank is P.A. under RTI. indirectly it is substancially financed and/or controlled by Central G overment. I may refer to the recent full bench CIC decesion to hold that all stock exchanges are P.A. under RTI,though i note that said decesion is challenged in Delhi H C.