State Bank of India Cards
SCO 110-111 second floor sector 34 A
INFORMATION UNDER RIGHT TO INFORMATION ACT
I am to state that I had applied for State Bank of India Credit card on 12 January 2008 vide application No 1101261000005. I telephoned SBI toll free No 180018001290 in regard to the status of my application and I was told that my application has been rejected on 20 February 2008 .
The rejection of the application put me to great shock and disappointment, my financial creditability had come to stake. Therefore I sent an email to SBI cards dated February 28, 2008 to know the reason for the rejection.
But in their reply to me I was informed that SBI decision of not accepting my proposal for issuance of card is a business decision. and that their business decision was taken in good faith and they reserve their right to enter or not to enter into a business relationship with any person and any decision in this regard, being prerogative of the Bank and does not call for any explanation. They instructed me to write an email to
Credit Cards Section
but I got a similar reply from there. I am to state that SBI is a public sector Organisation and I am also working in a public sector organisation. SBI cards does not issue cards in good faith and every decision has a solid reasoning. I am not satisfied with their reply and would like to know the reason for rejection of my application. I want to know if my application has been rejected on the grounds that I am listed as a defaulter in the list of CREDIT INFORMATION BUREAU which bank has posted me as defaulter if SBI has taken decision based on their report they being member of CIBIL can provide me the copy of the report or the information as to which member bank has posted me as defaulter.
The bank should inform me the reason of rejection of my application.
I am enclosing bankers cheque No 667956 dated: 14.03.2008 of State Bank of SBI cards is not responding to my RTI application sent by registered post on 15th March 2008 although one month has elapsed please tell me whom to approach. Please advise whom to approach